Research & analysis

2 CPD Points

Superannuation Tax Reform: Sensible Changes for a Fairer System

A Discussion Paper that sets out a vision for meaningful tax reform that aims to make super simpler to invest, easier to spend and fairer with bequests.

2 CPD Points

Fairness in Insurance

Authored by former APRA deputy chair, insurance company chairman and actuary Ian Laughlin, Fairness in Insurance argues Boards sit in a powerful position to hold management to account on customer fairness at a time of record high complaints about insurance, parliamentary inquiries into the sector, adverse publicity about rising premiums and affordability pressures.

1 CPD Point

12 March 2025: Consultation - Ban on the Use of Adverse Genetic Testing Results in Life Insurance

The Institute supports the Government’s decision to ban adverse genetic test results in life insurance underwriting. This will give the Australian community certainty and assurance on the way forward and support medical advances that can benefit society in many potentially profound ways. As genetics research is a rapidly advancing field, we recommend policy that can adapt to the advances in genetics so that life insurance balances accessibility of insurance and equity to the insured population as a whole.

1 CPD Point

14 February 2025: APRA Consultation - Targeted Adjustments to General Insurance Reinsurance Settings

Reinsurance is a critical element of risk management for general insurance. The Institute welcomes the opportunity to provide feedback on reinsurance settings to assist in maintaining access for Australian insurers to global reinsurance arrangements and high-quality alternative protection markets.

2 CPD Points

Home Insurance Affordability and Home Loans at Risk

2 CPD Points

Getting to Grips With Indigenous Data

Getting to Grips With Indigenous Data highlights that, despite decades of focus on the rights and outcomes of First Nations people, limited progress has been made on Closing the Gap targets. The Report suggests that better progress could be made if changes were made to how data about First Nations people is collected, used, and controlled.

1 CPD Point

22 November 2024: Submission to SIRA Review into Home Building Compensation Scheme

Given the significant financial risk involved in home building, it is critical for societal resilience that Home Building Compensation schemes remain efficient and effective. We set out six key areas we encourage the Review to consider, including: an increased maximum cover to reflect contemporary building costs; reviewing the maximum cover for incomplete work; and protection for ‘no fault’ owners who find themselves uncovered.

1 CPD Point

12 November 2024: Response to Treasury - Review of AI and Australian Consumer Law

Responding to Treasury's review of AI and Australian Consumer Law, the Institute has drawn on recommendations made in prior extensive submissions to Government on AI including the need for regulation to be outcomes focused, prioritisation of existing regulation and guidance rather than new regulation and the creation of a centralised expert body to consider AI governance, regulation and guidance.

2 CPD Points

How COVID-19 has Affected Mortality in 2020 to 2023

The new Research Paper from the Mortality Working Group explores how COVID-19 affected mortality in Australia from 2020 to 2023 and how Australia’s experience compares with the rest of the world.

2 CPD Points

More Than Just a Roof: Changing the Narrative on the Role of the Home

While more than 80% of people currently aged 65 to 74 live in their own home, many of these ‘asset rich cash poor’ retirees are living more frugally than they need to. In More Than Just a Roof: Changing the Narrative on the Role of the Home, Andrew Boal argues that we should reconsider the role of the home as a fourth pillar of our retirement income system.

2 CPD Points

Value-Based Healthcare; What is it and How can Actuaries play a role?

Get an introduction to value-based care, a value-based care framework and delve into barriers to implementing value-based care, lessons from other parts of the world and Actuaries and value-based care.

1 CPD Point

Best Practice Catastrophe Model Evaluation

This session aims to provide a best practice overview and guiding principles for catastrophe model evaluation and validation that is useful for end users.

2 CPD Points

Best Practice Catastrophe Model Evaluation (video)

Watch the recent presentation, for actuaries seeking to gain insight into catastrophe model evaluation.

2 CPD Points

Data Science Meet Up - Lighting Talks

Hear from Alex Scandurra, Chief AI & Data Officer, Actuaries Institute at a recent Data Science Meet Up.

1 CPD Point

Value-Based Healthcare; What is it and How can Actuaries play a role?

Download the slides.

2 CPD Points

The Critical Role of Actuaries in the Transition to a Low-Carbon Economy

This session brings insights from board members, leading actuaries, global thought leaders and general insurance experts to challenge the status quo and provide inspiration for how the role of the actuary will evolve in coming years.

2 CPD Points

International Women’s Day Celebration Event 2025

Watch the recent recording of our recent International Women’s Day Celebration Event.

2 CPD Points

Superannuation Tax Reform: Discussing Sensible Changes for a Fairer System

The Australian superannuation system delivers considerable benefits, including a financially secure retirement for an increasing number of retirees. However, a range of taxes on contributions, earnings and benefits make the system complex in a variety of areas. In this session, the Authors of the Institute’s Discussion Paper on Superannuation Tax Reform present an option for significant tax reform, comprising of several elements and which together as a package are suitable for the major structural trends in coming decades. This option is deliberately ambitious and has been written to provoke debate on what changes are needed for the future. The Actuaries Institute and the Authors welcome feedback on the reform package covered in this Discussion Paper, which will ultimately inform an update to the Institute’s public policy position. The goal is a retirement income system that is clear in its objectives, simpler, more efficient, delivers adequacy, and enhances equity across and within generations.

1 CPD Point

Superannuation Tax Reform: Discussing Sensible Changes for a Fairer System

1 CPD Point

YAC 2024 Plenary 4: Career development and working across different geographies

Are you considering working overseas? This session explores the opportunities and challenges of taking your actuarial career global. We feature insights from actuaries, industry leaders, and recruiters.

1 CPD Point

YAC 2024 Plenary 3: Navigating Technological Disruption (back to the future)

Join us as we dive into actuarial history. Together, we’ll analyse past industry disruptors and how actuaries have navigated them. Learn how you can harness technical skills, keep up to date, and remain relevant by staying ahead of emerging trends.

1 CPD Point

YAC 2024 Plenary 2: The Next Gen Actuary

What’s next for young actuaries in the workplace? In this session, we explore broad demographic shifts and the challenges they bring, especially for young actuaries finding their place in the context of a broader organisation.

1 CPD Point

YAC 2024 Plenary 1: Beyond the Numbers: What Drives and Challenges Young Actuaries Today

In this session, we dive deep into what young actuaries care about most — and what keeps them up at night. We explore the ambitions, challenges, and hopes shaping the next generation of professionals in an evolving industry.

1 CPD Point

Navigating Technological Disruption (back to the future) — Young Actuaries Conference

Learn how you can harness technical skills, keep up to date, and remain relevant by staying ahead of emerging trends. Future-proof your career by learning from the past and preparing for what’s next.

2 CPD Points

Data Science Meet Up - End Of Year Lightning Talks

Our final event of the year, and your chance to present for five minutes on what you have been working on, or what interests you in the fields of AI and data science. Catered with food and drink, and with plenty of time for networking as always.

2 CPD Points

Bridging the Gap: Actuaries and Banking

Actuarial skillset is extremely suited to work in banking dealing with risk and uncertainty, complex products and application of quantitative models. In this session we delve into the experiences and lesson learned by a panel of actuaries who apply their actuarial skillset in banking. The panelists with diverse background and experience and brings a unique perspective. Anyone with an interest in working in the banking sector can benefit from understanding some of the challenges, pathways and benefits of making this transition.